Frank Scozzaro is happy to help

While mortgage lenders jumped on the refinancing bandwagon, leaving the real estate agents to fend for themselves, Frank Scozzaro stayed loyal to the real estate professionals. It swept the nation, it changed the industry, and it put a lot of real estate agents in a bind. It was of course, the great mortgage refinance hurricane that blew on the real estate scene in the late 1990’s, and it attracted the full attention of a huge segment of lending professionals.Years ago, when you bought a house, the real estate agent was the person who did most of the legwork, even organizing and following through with the loan. But, as the mortgage industry got more complex, and the types of loans available multiplied, the better agents, as a way to provide higher quality service to their buyers and sellers, began utilizing the expertise of mortgage lenders to assist more closely in the transaction. The concept worked fine through the 1980’s and into the 1990’s but when mortgage rates dropped and homeowners began running to refinance by the millions, people originating new loans suddenly weren’t the lender’s priority.

“I suppose it was to be expected, when it comes to money, a lot of people are fickle. They’re going to go where the cherry is easiest to pick,” says Frank Scozzaro of RLCA, INC.. “I decided to stay close to all those agents who had helped me with referrals of someone needing money to buy a house.” Now that the refinance flurry has cooled, as mortgage lenders go back to real estate agents, they’re finding Frank Scozzaro has made significant marketing strides in their absence. “I think loyalty is a lot of the reason agents trust me with their financing, but I think the reason they contact me in the first place is because I really do try to give their buyers the attention they need,” Frank Scozzaro says.

Frank Scozzaro is happy to help an agent 24/7, and often does, spending many weekend afternoons on the phone, pre-qualifying home shoppers, often as they’re in the agent’s car looking at properties. Frank Scozzaro also works hard to get agents’ buyers pre-approved, a more involved process than the pre-qualification step, one that assures they’ll get the financing they need. “I’m doing more pre-approvals today because agents are discovering that once I have their buyers approved for the financing, they can relax and actually enjoy the home shopping experience,” says Frank Scozzaro.

Offering a complete financial service, Frank Scozzaro helps prepare the complex loan applications, does the submission and follow-up and basically babysits the loan through to closing which leaves busy agents to do what they do best - sell real estate.

Frank Scozzaro offers agents and their buyers a full line of mortgage products and services

• 48 Hour Pre-Approvals
• Credit Reports
• First Time Buyer On-Site Counseling
• Construction Loans
• Relocation Client Financing
• Buyer and Seller Referrals & Leads
• Hard to Get Loans
• Problem Credit Loans
• Self-Employed Loans
• One-On-One Financial Training
• Rate Comparison Service

Call Frank Scozzaro at 262-308-2667 or email Frank Scozzaro at fscozzaro@rlca.com

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